[HCM] Underwriting Analyst (Chuyên viên Đánh giá và Xây dựng chính sách xét duyệt tín dụng)

Navigos Search · Hồ Chí Minh

Loại hình

Toàn thời gian

Hình thức

Tại văn phòng

Cấp bậc

Nhân viên

Ngành nghề

Tài chính / Ngân hàng

Mức lương

Thương lượng

Địa điểm

Hồ Chí Minh, Hồ Chí Minh, Hồ Chí Minh

Tổng quan

Underwriting Strategy and Credit policy:
Analyze and continuously improve underwriting strategies, credit policies, and decision rules for lending products.
Monitor performance and effectiveness of existing underwriting rules and actively identify opportunities for optimization.
Propose changes to credit policies, underwriting rules, approval criteria, and customer segmentation based on data analysis
Conduct pre and post-implementation to evaluate the effectiveness of policy and rule changes.
Risk performance and Data analytics:
Monitor key underwriting and credit risk metrics across different customer segments, products, acquisitions channel, and vintages.
Conduct deep-dive analysis to identify unusual movements or potential issues in underwriting performance.
Independently extract, validate, and analyze large datasets using SQL.
Ability to translate analytical findings into clear and actionable business recommendations.
Underwriting projects:
Lead or independently manage underwriting-related projects from problem definition to implementation.
Work cross-functionally with Product, Data Science, Collection, and Business teams to implement underwriting improvements.

Monthly salary paid over 13 months per year (13th-month salary).
Extended insurance coverage for up to 2 dependents at no additional cost, effective upon successful completion of the probation period.

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