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Giám đốc Giải pháp Tín dụng (Head, Digital Lending Solution) - TNEX - 4B064

TÀI CHÍNH TNEX (TNEX Finance) · Hà Nội
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Loại hình
Toàn thời gian
Hình thức
Tại văn phòng
Cấp bậc
Giám đốc
Ngành nghề
Tài chính / Ngân hàng
Mức lương
Thương lượng
Địa điểm
Hà Nội, Hà Nội, Hà Nội

Tổng quan

  • Product Strategy & Governance
  • Define the overall strategy, roadmap, and business case for digital lending products, including personal loans, SME lending, and new digital propositions.
  • Ensure all product developments comply with local regulatory frameworks, internal policies, and credit risk standards.
  • Monitor market trends, competitive offerings, and regulatory changes to ensure products remain relevant and compliant.
  • Product Development & Delivery
  • Oversee the end-to-end product lifecycle: market research, business case preparation, approval, design, system integration, testing, launch, and post-launch review.
  • Partner with Technology, Risk, Compliance, Operations, and Finance teams to ensure seamless delivery and integration of products.
  • Maintain clear documentation, governance approvals, and audit trails for all product initiatives.
  • Portfolio & Risk Management
  • Monitor product performance against defined KPIs: origination volumes, approval rates, delinquency, NPL ratios, and profitability.
  • Work closely with Credit Risk and Collections teams to ensure effective credit policies and portfolio health.
  • Ensure timely and accurate regulatory reporting, MIS, and portfolio reviews.
  • Leadership & Stakeholder Engagement
  • Lead and develop a team of product managers and specialists.
  • Act as the key liaison with senior management, regulators, and external partners for all matters relating to digital lending products.
  • Provide structured updates to executive committees and governance forums.
  • 8–10+ years in product management, with strong lending/credit experience (banking, fintech, or digital platforms).
  • Track record of launching and scaling digital lending products (personal loans, SME credit, BNPL, etc.).
  • Solid understanding of credit risk, scoring models, and digital underwriting.
  • Growth mindset: data-driven, customer-obsessed, and comfortable testing and iterating fast.
  • Experience working in agile, cross-functional teams.
  • Strong leadership, communication, and stakeholder management skills.
  • Bonus: exposure to open banking, alternative data, embedded finance.

Yêu cầu

  • Giám đốc Giải pháp Tín dụng Head Digital Lending Solution - TNEX - B, Director

Quyền lợi

  • Competitive salary aligned with market standards and your capabilities, to be negotiated upon successful completion of the interview process.
  • Year-end performance bonus ranging from 2 to 5 months of average annual salary, depending on performance evaluation results.
  • Statutory insurance coverage and additional private health insurance for employees.
  • Diverse employee benefits, including flexible working hours, company trips, birthday leave, and more.
  • Access to employee loan programs with preferential interest rates.
  • Training & Career Development Opportunities
  • Structured and in-depth training programs focused on reskilling, upskilling, and new-skilling, tailored to specific job functions.
  • Dedicated coaching and mentoring from experienced leaders, direct managers, and industry experts.
  • Management development programs for high-potential employees, preparing them for future leadership and managerial roles.
  • Strong preference for internal promotions to management positions, creating clear career advancement opportunities.
  • Professional Working Environment & Dynamic Corporate Culture
  • A friendly, supportive, and collaborative workplace that values responsibility and teamwork.
  • A dynamic and innovative environment that encourages creativity, continuous learning, and improvement.
  • Respect for diversity, with a strong emphasis on teamwork and effective collaboration.
  • A wide range of cultural, sports, and recreational activities that foster employee engagement and a positive workplace atmosphere.
  • Kinh nghiệm: 8 Năm
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