← Shinhan Bank Vietnam
[HO] - DIGITAL LOAN PRODUCT
Shinhan Bank Vietnam · Hồ Chí Minh
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Loại hình
Toàn thời gian
Hình thức
Tại văn phòng
Cấp bậc
Nhân viên
Ngành nghề
Ngành nghề khác
Mức lương
Thương lượng
Địa điểm
Hồ Chí Minh, Hồ Chí Minh, Hồ Chí Minh
Tổng quan
- Product Research & Development:
- Conduct market research to identify customer needs, competitor offerings, and emerging trends in unsecured lending and digital credit.
- Propose, design, and develop new unsecured lending products or enhance existing ones to align with business strategy and market potential.
- Prepare comprehensive product documentation such as Business Requirements Document (BRD) and Product Requirements Document (PRD).
- Cross-Functional Coordination & Implementation:
- Collaborate with internal stakeholders (Risk, Legal, IT, Operations, Marketing, Sales) to ensure product feasibility, compliance, and effective rollout.
- Manage project timelines, testing, and implementation of new product modules or digital lending features.
- Liaise with external partners or fintech vendors when applicable to enhance digital loan platforms.
- Product Performance & Optimization:
- Monitor key performance indicators and financial results of unsecured lending products.
- Analyze customer feedback and sales performance to recommend process or policy improvements.
- Regularly review credit policies, pricing, and underwriting criteria to ensure competitiveness and risk control.
- Sales Enablement & Support
- Develop training materials and deliver training sessions for sale channel to improve product understanding and sales efficiency.
- Provide ongoing support and consultation to business units during product implementation and customer advisory processes.
- Support the development of product roadmaps, and sales targets for unsecured lending products.
- Prepare regular product performance reports and suggest initiatives for improvement
- Bachelor’s or higher degree in Finance, Banking, Economics, or Business Administration.
- Minimum 2–4 years of experience in product development, retail lending, or digital banking.
- Experience in unsecured loan product management or digital lending projects is preferred.
- Strong understanding of retail banking and consumer credit products.
- Analytical mindset with ability to translate market and data insights into product initiatives.
- Project management and cross-functional coordination skills.
- Good knowledge of credit policies, risk management, and banking operations.
- Eagerness to learn, proactive attitude, and ability to work both independently and in teams.
Quyền lợi
Đào tạo
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