Loan Senior Officer

Ngân hàng iM - Chi nhánh Thành phố Hồ Chí Minh · Hồ Chí Minh

Loại hình

Toàn thời gian

Hình thức

Tại văn phòng

Cấp bậc

Nhân viên

Ngành nghề

Ngành nghề khác

Mức lương

Thương lượng

Địa điểm

Hồ Chí Minh, Hồ Chí Minh, Hồ Chí Minh

Tổng quan

Prepare and manage loan applications, agreements, collateral documents, and related procedures.
Draft, review, and update loan contracts, policies, and procedures.
Maintain professional relationships with customers and support Managers in loan signing and customer activities across provinces.
Update and manage loan information in the internal DAON system in compliance with applicable policies and regulations.
Manage collateral procedures, including mortgage registration, cancellation, and core banking system updates.
Manage loan documentation, overdue loans, CIC-related matters, and customer credit limits.
Collect and verify required documents for credit evaluation, disbursement, guarantees, bill discounting, and other credit transactions.
Process loan transactions and maintain accurate data in the core banking system.
Guide customers on required documents and confirm document submission.
Monitor and verify the use of loan proceeds in accordance with approved purposes.
Monitor internet banking transactions and repayment schedules; follow up on overdue principal and interest payments.
Perform asset classification and provisioning activities in accordance with applicable regulations and internal policies.
Develop and acquire new corporate clients and identify potential lending opportunities.
Prepare and submit Loan Department reports to the State Bank of Vietnam (SBV).
Perform other duties as assigned by Managers and the General Manager.

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