← FE CREDIT
Product Development Expert - PL NTB
FE CREDIT · Hồ Chí Minh
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Loại hình
Toàn thời gian
Hình thức
Tại văn phòng
Cấp bậc
Nhân viên
Ngành nghề
Ngành nghề khác
Mức lương
Thương lượng
Địa điểm
Hồ Chí Minh, Hồ Chí Minh, Hồ Chí Minh
Tổng quan
- Propose new business strategies and initiatives for PL NTB products aligned with company strategy, and directly develop/implement them if approved.
- Develop, deploy new PL NTB products' parameters, set pricing, and new customer segments based on market and customer analyses.
- Proactively engage with cross-functional teams at VPB FC to develop and implement initiatives and corrective actions related to selling process, product characteristics, marketing campaigns, risk performance and other aspects.
- Analyze potential threats and suggest counter-actions.
- Define deviations in product performance and potential sources of growth/improvement and suggest corrective actions accordingly.
- Develop and update the product program reflecting significant changes in financial drivers, risk performance, risk policy, distribution, underwriting and operation processes, etc.
- Develop new/adjusted distribution channels, selling process and selling policies.
- Closely monitor all performance aspects of existing PL NTB products (including, but not limited to, revenue drivers, cost drivers, credit performance and operational performance indicators).
- Take professional responsibility for the Loan contract/Application form of PL products, in accordance with SBV's regulations and related management organizations. Work directly with SBV's inspector when clarification is needed regarding products/partnerships/loan contracts...
- Consult and/or give corrective action recommendations to ensure achievement of targeted product parameters in new sales and overall portfolio, through cooperation with Risk and Sales Divisions.
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