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Giám đốc Mô hình Rủi ro (Digital Risk Modeling Director) - TNEX - 4B055

CÔNG TY TÀI CHÍNH TNHH MTV TNEX (TNEX Finance) · Hà Nội
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Loại hình
Toàn thời gian
Hình thức
Tại văn phòng
Cấp bậc
Giám đốc
Ngành nghề
Ngành nghề khác
Mức lương
Thương lượng
Địa điểm
Hà Nội, Hà Nội, Hà Nội

Tổng quan

  • Report line: Direct to CRO
  • Ownership: Team of 9-10, upper middle, senior and expert level included
  • Risk Model development: Lead the design, development, and deployment of AI/ML-driven risk models for credit scoring, fraud detection, and portfolio risk management.
  • Strategic leadership: Lead the model development department and report to the CRO, providing insights on advanced analytics and drive the use of big data, predictive analytics, and alternative data sources to enhance digital lending risk assessment.
  • Data-Driven decision making: Guide the model development team to leverage data analytics and AI models to refine underwriting standards, risk segmentation, and frameworks.
  • Cross-functional collaboration: Work closely with Policy, Monitoring and Validation teams to ensure adherence to internal governance standards, mitigating compliance risks effectively while creating risk models and frameworks.
  • Organize, assign, and guide staff in the development, review, and upgrade of risk measurement models.
  • Develop a plan and execute the construction, review, and enhancement of risk measurement models.
  • Document and archive all materials related to the process of developing, reviewing, and upgrading models (in accordance with internal regulations on risk measurement model governance of the Bank).
  • Establish regulations, processes, policies, and guidelines related to the construction/deployment/review of risk measurement models.
  • Communicate and train on risk measurement models.
  • Analyze and propose the application/adjustment/improvement of risk measurement models.
  • Organize, assign, and guide staff in building databases for risk measurement purposes, including identifying data requirements, conducting data validation, and documenting and archiving all materials related to the database construction.
  • Organize, assign, and guide staff in developing and upgrading risk measurement tools and systems:
  • Develop User Requirements Documentation (URD), create test cases, conduct User Acceptance Testing (UAT), and develop/adjust user manuals for tools/systems.
  • Communicate and train users on the utilization of risk measurement tools and systems.
  • Document and archive all materials related to the construction and upgrading of tools/systems, user manuals, and user training.
  • Organize, assign, and guide staff in the governance/monitoring and reporting of the operation of risk measurement tools and systems:
  • Support business units and address user inquiries.
  • Monitor and report potential operational risks related to the tools/systems (user behavior, system errors, etc.).
  • Adjust parameters of tools/systems (as authorized), modify or request modifications to tools and systems; test tools/systems after adjustments/modifications; document and archive all related materials.
  • Identify, receive, aggregate, and resolve issues arising in the application of risk measurement models, tools, and systems.
  • Propose solutions for (i) revising/upgrading/developing risk quantification models, tools, and systems; (ii) amending related documentation.
  • Develop detailed plans, assign tasks, and monitor the progress of work implementation.
  • Evaluate the performance of employees within the unit.
  • Train and support the professional development of employees in the unit; participate in the adjunct faculty program as mobilized by the Training Center.
  • Participate in recruitment efforts and build the team under management.
  • Update, disseminate, guide, and assign staff to implement relevant institutional documents.
  • Foster a professional, effective, and cohesive working environment within the unit.
  • Report to direct leadership on (i) the progress and quality of work, (ii) arising issues and solutions during the implementation process.
  • A minimum of 5 years in developing credit risk models/model validation/credit risk analysis, data analysis and statistics, or in Finance/Banking, with at least 2 years in a managerial role.
  • Education: Bachelor's degree in Finance, Economics, Banking, or Mathematics. Preference will be given to:
  • Candidates who graduated in relevant specialized fields such as Financial Mathematics, Economic Mathematics, Econometrics, or Mathematical Informatics.
  • Candidates who have studied abroad or hold a Master's degree.
  • Candidates with work experience in Finance/Banking, Banking Risk Management, and a good understanding of Machine Learning.
  • Proficient in English for business communication.
  • Candidates familiar with working in an Agile Model environment.
  • Knowledge of credit risk model development and credit risk management, including counterparty credit risk.
  • Understanding of Basel II regulations.
  • Familiarity with policies/regulations/processes within the unit: Well-versed in internal policy processes as well as legal regulations.

Quyền lợi

  • Statutory insurance and private health insurance for employees.
  • Diverse welfare policies, including flexible working hours, company trips, birthday leave, etc.
  • Preferential loan programs available for employees.
  • Training and career advancement:
  • Professional and in-depth training programs focused on transformation (Re-skill, Up-skill, New-skill), tailored to different job groups.
  • Dedicated guidance and mentoring from leaders, direct managers, and industry experts.
  • Management development programs for high-potential employees, helping them prepare for future managerial and leadership positions.
  • Priority is given to promoting internal employees to management positions, creating clear career advancement opportunities.
  • Professional working environment and dynamic corporate culture:
  • Comfortable and friendly workplace that values responsibility and mutual support.
  • Dynamic and creative environment that encourages innovation and continuous learning.
  • Respect for diversity, with a strong emphasis on teamwork and effective collaboration.
  • A wide range of cultural, sports, and entertainment activities that foster a connected and enjoyable workplace.
  • Kinh nghiệm: 5 Năm
Chế độ thưởngĐào tạo

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